Graded Fine 12 by PMG. This note was issued by The Cement National Bank of Siegfried at Northampton. This is a ONE BANK TOWN! This note has been graded Fine 12 NET by PMG. It is noted that there is a split in the note.This is a great looking bill that is a must have for any collector of National Bank Notes! All my items are exactly as described. Thanks for looking and good luck!